Scholars Fund

Over 35 and want to go back to school

Over 35 and want to go back to school

Over 35 and Want to Go Back to School?


I have a few questions I want to ask you.

Are you over the age of 35 and want to go back to school?

Is it to change careers?

To earn more money?

To gain greater respect?

To afford a nicer car and/or a bigger home?

Do you want to go back to school due to;

  • Empty nest syndrome
  • Something you have always wanted to do?
  • To have greater influence over your community?

It has been said by many authors that the most efficient way to success is via education. All the above goals are reachable with the right motivation.

A strong “why” will help you move mountains.

Do you have the funds available?

How much are you willing to invest in this goal?

Are you willing to take loans?

Are you willing to have a large amount of debt looming over your head for another 5-15 years?

Are you willing to refinance your home for your new career?

Reader, the author of this post is way over 35 and has been thinking about going back to school for a higher degree for years.

What is stopping me?

I no longer have the excuse of childcare. I no longer work nights. I am already working on my new career. I’ve got 13 years to go to finish my mortgage debt and I do not wish to take a second mortgage. So, what is stopping me?

It is not that I am blind. It is not my disability. It is not the end stage renal failure. It is not my lack of independence. So, what’s the problem you may ask?


Presently, I do not have a super-rich uncle that can finance this goal. I don’t have a substantial savings program. No investments. No bonds. It’s just the family and me.

So how is a blind, disabled and broke person supposed to go back to school?

I don’t know what your situation is. However, I do know that if you are using lack of funds as the reason not to go back to school, I am about to blow that reason out of the water.

Most people have a change of career about the age of 40; or at least that is when they start to think about a career change. About the time the kids are finishing their college careers, it hits the parents how much they hate their present careers and would like a change. Back in the college days, learning a skill was mostly to assure their ability to get a job, any job. Most youngsters don’t really take the time to think about how a career will change their lives and most importantly how that work may change the lives of others like their families. After living life for a while, getting married, having a few children, purchasing a home, a car (or a few cars), possibly getting a second mortgage, they will see that earning a bigger paycheck becomes the top reasons for changing their careers.

Finances also cause the biggest hesitation in taking that step. Along with the aforementioned responsibilities, the future student is thinking about having to take loans to get his new degree or a higher degree than the one he has presently. Sure, there are other concerns, like “When will I have the time for classes while having to work full time? How much stress will that put on this aging body? Will I be able to finish this degree and not waste time and money?” These are all very legitimate concerns. However, the most worrying concern is the finances.

At Scholars Fund, we find it surprising that most future adult students are not aware of the funds available for them to get into school and finish their advanced degrees, without spending one red cent out of pocket. There are scholarships made especially available for the class of adults who want to change careers or have older children. We are also acutely aware of the ignorance that  working adults have towards scholarships made available by their employers. Most middle-class workers are not aware of the free money made accessible by corporate America.

Other tuition aids may involve tuition reimbursement and/or work study — where the student works full or part time for the school, he/she is being trained at and is completely relieved of tuition.

There are many ways to pay for your new career without breaking the bank or getting school loans. You can get scholarships for ethnicity, gender, sexual preference, age, old career, new career, and many other criteria you fit into. We will go even further to say that you can finance your entire new career education without paying one red cent of your own if you choose not to.

For more information send your inquiries to

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